Introducing MessagePay: A Convenient Way to Make Your Loan Payments
At Tewksbury Federal Credit Union, we’re always looking for ways to make managing your finances easier. MessagePay gives you a simple, secure way to make loan or credit card payments from an external account right from your phone or computer.
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Setting Up Your Account
1. Verify Your Account

2. Create Your 4-digit PIN

3. Add Preferred Payment

4. Make a Payment
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How MessagePay Works
- Once you sign up for Message Pay, you’ll get a text message informing you of the amount due on your loan. You’ll be able to review your payment options, or you can opt out of our text message service by texting “STOP.”
- The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.
When you verify your account for the first time, you’ll have to set up the following:
- Create a 4-Digit PIN: After entering your account number and date of birth, you’ll be prompted to create a 4-digit PIN. This PIN will be used to authorize future payments, so please keep it in a secure place.
- Add Your Preferred Method of Payment: To make a payment, you’ll need to add your preferred payment option. Choose “Add New Card” or “Add New Bank Account” which will prompt a secure website for you to input your information. If completed correctly, there will be a message stating “Payment Method Success” and you’ll be redirected to the payment portal.
- Once your account has been successfully verified, you’ll be directed to the payment portal where you will be able to see all of your loans and will also be able to select your preferred payment method.
Member Benefits
- You can make a payment from external accounts
- Pay using a debit card or credit card
- Convenient access via text message, website, or online/mobile banking
- Encrypted technology ensures your information is secure
Transaction Fee: A $5.99 fee applies to ACH (checking account), debit card, and credit card payments.
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Frequently Asked Questions
Yes. You can still access the payment portal through our website or within online and mobile banking. Opting out simply stops text reminders and the ability to make payments by replying to a text.
When you receive a payment reminder, reply PAY to the message. You’ll be prompted to enter your 4-digit PIN to verify your account. Once confirmed, your payment will be processed and you’ll receive a confirmation text.