Rates

Share Rates
Share Rates
 
 
 
Account TypeMinimum Dividend BalancesDividend RatesAPY*
Regular Shares (Savings)$100 .10% .10%
IRA$100 .25% .25%
Drafts/Checking$100 .05% .05%
Escrow$100 .10% .10%
Holiday Club$100 .35% .35%

  • All rates effective as of April 2nd, 2019.
  • All share account dividends are earned on the average daily balance (unless otherwise noted) and are posted and compounded monthly. All share account rates are Variable Rates (unless otherwise noted).
  • *APY stands for Annual Percentage Yield. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change monthly. Not responsible for typographical errors or omissions.
  • Fees may reduce the earning on the account.
  • Rates may change after the account is opened.
  • On Club Accounts an early withdrawal penalty may be imposed.

*Annual Percentage Yields (APY) are subject to change monthly.
These rates are variable and are determined at the discretion of the ALM committee.
Dividends are compounded daily and posted monthly.

 

IRA & Share Certificate Rates

Temporarily Unavailable

  • All rates effective as of April 2nd, 2019, all rates are subject to change.
  • Fees may reduce earnings on the account and an early withdrawal penalty may be imposed
  • All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal.
  • Ten days before maturity a notice will be sent for you to decide what action you want.  Otherwise the certificate will be rolled for the same term with the new current rate.
  • Member has the option to have dividends transferred to share account, or check mailed.
  • *APY stands for Annual Percentage Yield. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change. Not responsible for typographical errors or omissions.
  • Minimum  Deposit Balance will earn the APY.

*APY stands for Annual Percentage Yield; Share Certificate of Deposit Annual Percentage Yields (*APY) are subject to change without notice. Penalty will be imposed for early withdrawals. Share certificates are calculated using a daily balance method and credited monthly.

 

Money Market Account Rates
Money Market Account Rates
 
 
Account TypeMinimum Deposit & BalancesDividend RatesAPY*
Money Market$1,500 - $9,9990.25%0.25%
$10,000 - $49,9990.35%0.35%
$50,000 -$99,9990.70%0.70%
$100,000 or greater0.80%0.80%

*APY stands for Annual Percentage Yield

  • All rates effective as of April 2nd, 2019, all rates are subject to change.
  • Rates are subject to change weekly and differ from when an account is opened.
  • Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Money Market dividends are calculated on the full balance using the highest applicable dividend rate. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings. Refer to TFCU’s Truth-in-SavingsDisclosures and Account Agreement and Schedule of Fees and Service Charges.

Share Certificate of Deposit Annual Percentage Yields (*APY) are subject to change without notice. Penalty will be imposed for early withdrawals. Share certificates are calculated using a daily balance method and credited monthly. Share Certificate of Deposit Annual Percentage Yields (*APY) are subject to change without notice. Penalty will be imposed for early withdrawals. Share certificates are calculated using a daily balance method and credited monthly. Minimum Balance is $1,500.00 to avoid service fee. Balances below $1,500 will revert to regular savings rate.

 

Loan Rates

Temporarily Unavailable

** APR stands for Annual Percentage Rate

  • Effective August, 2018 – all rates are subject to change.
  • Loans are subject to credit approval
  • All loan rates are stated as annual percentage rates and are subject to change.
  • Membership is required.
  • Sample Loan Payment: $1000.00 at 12.9% APR for a three year term (36 monthly payments) equals $33.66 per month.